Healthcare that’s there, anytime anywhere

Get access to the treatment you need, when you need it, and help cover the cost of medical expenses.

Healthcare that’s there, anytime anywhere

Private medical can cover treatment for all types of injury and illness

With most policies you can also choose to stay in private hospitals or NHS private patient units, rest and recover on your own.

Why private medical insurance?

Why private medical insurance?

Uncertainty around NHS resources and waiting times are perhaps one of the biggest drivers for people who take out private medical insurance policies.

A private medical policy can help:

  • Get access to specialist referrals and treatments
  • Reduce waiting times for scans and appointments
  • Choose a surgeon or hospital to suit your time

Popular private medical cover options

Private health

Private health

Access a network of private consultants and hospitals to treat short-term illness or injury.



Covers access to consultants and diagnostic tests to help find the cause of a medical problem.

Cash plans

Cash plans

Pay a lower monthly fee to have ongoing or routine medical and dental expenses covered.

Common private medical insurance questions, answered

You can still take out private medical insurance with pre-existing conditions, however it’s unlikely you’ll be able to receive treatment for them on the policy.

There’s usually no upper age limit, however private medical insurance normally costs less when you're younger, as you get older and your health changes prices typically goes up.

No, you’ll just need to complete a short medical history form. With some plans and providers you may be able to get a general health assessment if you wanted one.

No, private medical insurance is designed for cover in the UK. If you spend time abroad, either living or working, other insurance products may be more suitable.

QuoteSearch is changing protection for good.

QuoteSearch is changing protection for good.

Track your quotes and get real-time updates from providers as your circumstances change or new offers become available to you.

Unsuitable cover can leave you underinsured and with a policy that won’t pay out. Life can be complex enough at times, without the worry of your insurance not being there for you when you need it.

Get the protection you deserve


Life Insurance

Most people consider taking out a life insurance policy when they either take out a mortgage on a property or have children.

  • Joint or single policies are available
  • Leave a lump sum for loved ones
  • Cover mortgage or other debts
  • Only pays out once, on death

Income Protection

Income protection is designed to help you continue to meet your financial commitments if you are unable to work a period of time.

  • Payouts are typically 50%-70% of earnings
  • Doesn’t cover being fired or purposely injured
  • You can get cover being self-employed
  • You can make multiple claims

Private Medical Insurance

With NHS waiting times high – knowing you’ll get quick treatment for an acute condition can provide much-needed peace of mind.

  • No upper age limit for cover
  • No medical examinations required
  • Choose between private or NHS treatment
  • Get the right treatment when you need it

Critical Illness Cover

Critical illness cover provides a tax-free lump-sum payment if you are diagnosed with a covered condition.

  • Cover for heart attacks, strokes and more
  • Pre-existing conditions are not covered
  • Add children for added peace of mind
  • You can only make one claim per policy

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