Cover that works, when you can’t
An income protection plan can help you recoup lost earnings until you’re back on your feet.
An income protection plan can help you recoup lost earnings until you’re back on your feet.
Some people go through their entire working life without having to take as much as the odd sick day, while some of us seem to pick up every cold and cough going.
If you can’t work because you’ve suffered an accident, become sick, or lost your job, an income protection policy pays part of your salary each month.
An income protection policy can help:
Pays a part of your monthly outgoings if you’re unable to work because of serious illness or injury.
Provides a safety net if you’re made redundant, covering 50-60% of your monthly salary.
The most complete policy type, pays out if you are unable to work through no fault of your own.
Yes, there are income protection policies designed for people who are self-employed. There may be some slightly different terms, do you can get cover being self-employed.
Income protection is designed to cover a short-term period of being unable to work. Most policies will pay-out for 12 months, or up to 24 months in some cases.
The amount you claim will not replace the amount you earn, the pay-out you receive is based on 60% of your monthly income, before taxes. In some cases there may be a cap applied to the monthly pay-out.
No, you can’t be unemployed when taking out an income protection policy, you must be working for 16 or more hours a week.
Track your quotes and get real-time updates from providers as your circumstances change or new offers become available to you.
Unsuitable cover can leave you underinsured and with a policy that won’t pay out. Life can be complex enough at times, without the worry of your insurance not being there for you when you need it.
Most people consider taking out a life insurance policy when they either take out a mortgage on a property or have children.
Income protection is designed to help you continue to meet your financial commitments if you are unable to work a period of time.
With NHS waiting times high – knowing you’ll get quick treatment for an acute condition can provide much-needed peace of mind.
Critical illness cover provides a tax-free lump-sum payment if you are diagnosed with a covered condition.
MyQuoteSearch is an exclusive members only space, offering huge discounts and great deals on (mostly) everything life has to offer - Sign up today and see for yourself what over 2 million people are talking about.
Any device, anywhere
Free personal service
Exclusive deals & offerse
QuoteSearch Copyright © 2014-2023 Zuru Jersey Limited is an appointed representative of Zuru Media Limited which is authorised and regulated by the Financial Conduct Authority. We make every effort to ensure you receive quotes from the whole of the market however sometimes we may introduce you to a broker who works with a limited number of providers. We are happy to introduce you to an alternative broker upon request. The information on this website is targeted at consumers in the UK. This website is free to you but to operate this website we may receive a fee from the provider or intermediary we refer you to. Calls to you and telephone transfers to any provider or intermediary we refer you to may be recorded for quality and training purposes. The content of this website does not constitute financial advice and is provided for general information purposes only. We take care to make sure that the information and material is accurate and up-to-date. However, errors and omissions may occur, and you should not take the accuracy of the information and material for granted or rely upon it as a statement or representation of fact. Some products are only available from selected providers and intermediaries.
Show More [+]
