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What Is Over 50 Life Insurance?
Over 50 Life Insurance lets you leave money behind for your loved ones. When you're gone, the lump sum paid out on your policy could be used for anything. Aged 50-79 and a UK resident? Then you can apply.
Over 50 Life Insurance FAQs Free Online Quote
Three reasons to take the next step
Need more information to help you decide? Here are a few benefits of Over 50 Life Insurance.
Guaranteed acceptance with no medical questions
Not many things in life are guaranteed. Over 50 Life Insurance is.
You won't even need to answer any medical or health questions.
Fixed monthly premiums
The cost of your premiums won't go up if you put cover in place today.
Even as you get older and your health changes, you'll pay the same amount.
Your pay out
When the time comes, those you care about will receive a one-off pay out.
The money could be used for funeral or living costs - or even as a gift.
Don't leave funeral costs behind
Over 50 Life Insurance is often used to cover funeral expenses
The average cost of a basic funeral is now at £4,184, which is the highest it's ever been. This is up from £4,115 in 2019. It is projected that the average cost of a basic funeral could reach £5,044 in five years time*.
Imagine how much money loved ones might have to find in another ten years. Could they afford to pay for everything?
Rather than waiting until it's too late, take the next step and protect the future in a few clicks.
Providers you can trust
Understanding Over 50 Life Insurance
Before talking to a consultant, it's good to be informed
Your policy won't work like a savings or investment account - it will only pay out when a valid claim is made
Depending on when you pass away, the total paid in premiums could exceed the cash sum your loved ones receive
If you stop paying premiums, your Over 50 Life Insurance plan will be cancelled and won't pay out
Your provider may allow you to reduce your premiums; this means the lump sum paid out will be smaller
Over 50 Life Insurance needn't be perplexing. QuoteSearch can introduce you to a consultant who'll help you find the right policy at the right price.
A few more things to remember
Here are more facts to help you choose
Full cover
Full cover starts after 12 or 24 months of premiums being paid. If you die before then, premiums are normally refunded
Lifelong Protection
Over 50 Life Insurance lasts a lifetime. Typically, you stop paying premiums when you're 90, but are covered until you die
Multiple policies
You can take out more than one policy. Your provider will only pay a total cash value sum across all policies
Get your quote in three short steps
1. Use our simple form to answer a few questions
(it takes just two minutes)
2. Once we have your details, we'll get you talking to an Over 50 Life Insurance consultant
3. Discuss your needs, compare different options and make a decision
