Life Insurance is a choice you make. You may prefer to roll the dice and take your chances.
Before deciding, make sure you're familiar with the facts and figures (they may shock you).
According to Cancer Research, 53% of adults diagnosed are aged 50-74 and the disease kills someone every four
minutes in the UK.
How would your family cope financially if this happened to you?
The Stroke Association says that in the UK, there are more than 100,000 strokes each year. This is around one stroke
every five minutes.
Who'd provide an income to pay the bills while you recovered?
Statistically, coronary heart disease kills twice as many women as breast cancer, says the British Heart Foundation.
Wouldn't you rather play life at its own game by acting today?
If these numbers have got you thinking, take the next step. Everyone's circumstances are different, so talk to a Life Insurance consultant before getting your cover.
We'll connect you to a consultant who can introduce you to all these options - and more:
Have a repayment mortgage or other debt to protect? With Decreasing Term, the pay-out gets smaller in line with the term of your policy. If you died within your policy term, your family could use the funds to cover any outstanding debt.
Level Term Life Insurance pays out a fixed lump sum - should you die at any point within your period of cover. This means you can enjoy peace of mind, knowing the future's protected from day one.
Critical Illness pays out if you're diagnosed with an insured condition, supporting you and your loved ones. Each insurer's cover is slightly different, so speak with a consultant before putting your Critical Illness policy into place.
Life Insurance only pays out if you pass away within the term of your policy
If you stop paying, cover ceases and loved ones won't receive a pay-out
if you die
Answer questions accurately, otherwise your policy might not pay out
Terminal Illness is often included with Life Insurance and provides support while you're still alive
Review your Life Insurance periodically too, as your priorities and needs may change over time.
How would loved ones would cope without you? It's a difficult topic to think about, but one you shouldn't avoid. Life Insurance could provide an income for those you care about
when it matters.
So they can carry on living in the home they love
So they can keep supporting themselves financially
So they can maintain their standard of living
1. Use our simple form to answer a few questions
(it takes just two minutes)
2. Once we have your details, we'll get you talking to a consultant
3. Discuss your needs, compare different options and make a decision