Private medical insurance, also called PMI or private health insurance, is designed to help you get you access to the right treatment you need, when you need it, and to help cover the cost of medical expenses.
With most private medical insurance policies you can also choose to stay in private hospitals or access NHS private patient units, rest and recover on your own, without any intrusion.
Uncertainty around NHS resources and waiting times are perhaps one of the biggest drivers for people who take out private medical insurance policies.
A private medical plan can provide expert medical care for you and your loved ones; providing peace of mind that you’ll be able to get the right treatment.
NHS patients can wait up to 18 weeks for a non-urgent referral, which is a long time to have to endure discomfort and inconvenience.
You can still take out private medical insurance with pre-existing conditions, however it’s unlikely you’ll be able to receive treatment for them on the policy.
There’s usually no upper age limit, however private medical insurance normally costs less when you're younger, as you get older and your health changes prices typically goes up.
No, you’ll just need to complete a short medical history form. With some plans and providers you may be able to get a general health assessment if you wanted one.
No, private medical insurance is designed for cover in the UK. If you spend time abroad, either living or working, other insurance products may be more suitable.
Our cutting-edge technology compares prices and cover directly from leading providers. We also have experts just on the other side of the phone to discuss your individual needs.
Our service is completely free and there’s no pressure to take out a policy. We’re 100% independent and FCA regulated, meaning you can proceed with confidence.