Life insurance

For peace of mind, protect the ones you love before the future happens.

GET A LIFE INSURANCE QUOTE

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You may need life insurance if others depend on you.

It’s not an easy subject, but we're here to help make life insurance a little simpler.

How would your loved ones cope without you? It's not nice to think about, but something you shouldn't avoid. Life insurance could provide financial support when it matters the most.

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Popular life insurance cover options

Decreasing Term

If you have a mortgage or other debt, with Decreasing Term, the pay-out gets smaller in line with the term of your policy.

Your family could use the funds to cover any outstanding debts.

Level Term

Level Term Life Insurance pays out a fixed lump sum - should you die at any point within your period of cover.

Enjoy peace of mind, knowing the future's protected from day one.

Critical Illness

Critical Illness pays out if you're diagnosed with an insured condition, supporting you and your loved ones.

It’s important to speak with a consultant before putting a this policy into place.

A few things you should know about life insurance

  1. Life insurance only pays out if you pass away within the term of your policy
  2. If you stop paying, cover ceases and loved ones won't receive a pay-out if you die
  3. Answer questions accurately, otherwise your policy might not pay out when needed
  4. Terminal Illness is often included with life insurance and provides support while you're still alive
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Common life insurance questions, answered

How much life insurance do I need?

This depends on who and what you want to protect - and, just as importantly, what you can afford each month. If you want more cover, expect to make higher monthly payments.

When should I take out life insurance?

Life insurance normally costs less when you're younger. If you get cover early, your premiums will be fixed at that lower rate - even as you get older and your health changes.

How will my policy premiums be worked out?

The cost is based on a number of things, such as how much cover you need, the length of your policy and any extras, like critical illness cover.

How often should I review my life insurance?

You buy life insurance based on your priorities at that moment in time. You may move to a bigger home or have more children, in which case your cover may not meet your new needs.

Reviewing life insurance on a regular basis is a good idea. We can still help if you even if you already have cover.

Finding the right cover is quick and easy with QuoteSearch

Our cutting-edge technology compares prices and cover directly from leading providers. We also have experts just on the other side of the phone to discuss your individual needs.

Our service is completely free and there’s no pressure to take out a policy. We’re 100% independent and FCA regulated, meaning you can proceed with confidence.

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