Motorcycle Insurance

From daily commuter to track day build. Get covered, whatever you ride.

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No two riders are the same, fine tune your motorcycle cover with QuoteSearch

When it comes to motorbike insurance it’s also important to think about the cost of replacing your helmet and leathers, which aren’t always covered as standard.

Comparing quotes is the best way to find the right policy for the right price, you can also help bring your premium down by investing in additional security, reducing mileage and avoiding modifications.

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Popular motorcycle insurance cover options


The most extensive level of cover, in most cases you’re protected against damage and repairs, medical expenses or fire - as well as damage to others.

Third-party, fire and theft

The middle level of basic cover, this policy covers other people, their vehicles and property, as well as theft and fire damage to your own motorcycle.

Third party only

The minimum legal requirement for driving your motorcycle on public roads, Third-party only covers injuries to other people, their vehicles and property.

A few things to know about motorcycle insurance

  1. You may not ride your bike all year round, your insurance should still cover theft in storage
  2. If your motorcycle is modified, a classic or imported you may need more specialised cover
  3. Answer questions accurately, otherwise your policy might not pay out when needed
  4. Premiums can be affected by your location, job, mileage, riding history or voluntary excess

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Your common motorcycle insurance questions, answered

Why is insurance more expensive for younger drivers?

Under 25s and newly qualified drivers are generally considered as a higher risk customer by insurance providers, the price of the policies offered will often reflect this.

Is motorcycle insurance cheaper for women?

No, in 2012 policy pricing based on gender was banned by the European Court of Justice. Women should expect to pay the same amount of men for the equivalent motorcycle insurance.

Can I ride my motorbike abroad?

Most providers will cover you to ride in Europe and any other country following the EU Motor Insurance Directive, usually for up to 90 days over the course of your policy.

Are my leathers and helmet also covered?

Most providers will either include helmet and leather cover as standard on their policies, or have it available as an add-on. It is always best to check this with the provider before you take out your policy.

Finding the right cover is quick and easy with QuoteSearch

  • Save up to £145* on your motorcycle insurance
  • Recommended by 97%** of customers
  • Compare deals from over 25*** insurers

Our service is completely free and there’s no pressure to take out a policy. We’re 100% independent and FCA regulated, meaning you can proceed with confidence.

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