The best car insurance policy isn’t always the cheapest, you should always look for an affordable policy that covers what you need – There are lots of extras to choose from to fine tune your policy.
Most providers are also able to offer telematics (black box) or multi-car policies which can often help to bring premiums and the cost of motoring down.
The most extensive level of cover, in most cases you’re protected against damage and repairs, medical expenses or fire - as well as damage to others.
The middle level of basic cover, this policy covers other people, their vehicles and property, as well as theft and fire damage to your own car.
The minimum legal requirement for driving your car on public roads, Third-party only covers injuries to other people, their vehicles and property.
Under 25s and newly qualified drivers are generally considered as a higher risk customer by car insurance providers, the price of the policies offered will often reflect this.
No, in 2012 policy pricing based on gender was banned by the European Court of Justice. Women should expect to pay the same amount of men for the equivalent car insurance.
A no claims discount, also known as NCB, is a reward from your provider for not making a claim on your policy.
Every 12 months a discount based on your NCB is applied to your renewal premium. Most providers will offer a maximum discount after 14 years without a claim.
Most providers will allow you to transfer your no claims discount to a new one, as long as it’s at the end of your policy.
Our cutting-edge technology compares prices and cover directly from leading providers. We also have experts just on the other side of the phone to discuss your individual needs.
Our service is completely free and there’s no pressure to take out a policy. We’re 100% independent and FCA regulated, meaning you can proceed with confidence.