Breakdown Cover

Don’t let the unexpected keep you off the road.

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A breakdown doesn’t have to be a U-turn in your journey

If you rely on your car to get from A to B, or simply enjoy a weekend drive around the hills a breakdown could be lurking just around the next corner.

Build your perfect policy with optional extras like European travel, parts or legal cover – whatever you drive or ride, do it with the peace of mind you’re protected against the unexpected.

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Popular breakdown cover options

Roadside assistance

With this level you’re covered if your vehicle breaks down during a journey. Normally if your car cannot be fixed at the roadside, you’ll be towed to a nearby garage or back home.

Home start

Also known as at-home cover, this policy typically covers you at home or within a short distance of your home address. The most common causes of at-home callouts are dead batteries and flat tires.

Onward journey

With an onward journey policy you’ll typically be given the option of a courtesy car, hotel accommodation or public transport in the event your car cannot be fixed roadside.

A few things to know about breakdown cover

  1. On average, 4 out of every 5 breakdowns are fixed on the spot, and within 30 minutes
  2. If you stop paying, cover ceases and loved ones won't receive a pay-out if you die
  3. Answer questions accurately, otherwise your policy might not pay out when needed
  4. You may already have breakdown cover included in your car insurance or other financial product

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Your common breakdown cover questions, answered

What if my car breaks down at home?

Some breakdown policies offer at-home cover as an added extra, meaning you’re protected if your car breaks down on the driveway or within a short distance from your home address.

Am I covered whilst travelling abroad?

There are policies available for breakdowns whilst travelling overseas, most standard breakdown policies will only cover travel in the UK. The countries covered can often vary between providers, so it’s important to check before you travel.

How many times can I make a callout?

This will depend on your provider and the level of cover you have, some policies will allow for an unlimited number of callouts, whilst others will be limited. It’s always best to check.

What happens if my car can’t be repaired at the roadside?

Depending on the level of cover your policy has, generally if a fault can’t be fixed at the roadside your vehicle will be taken to a nearby garage. If no garages are open, on a Sunday for example, you’ll be dropped back at home and your car will be collected again the next working day.

Finding the right cover is quick and easy with QuoteSearch

Our cutting-edge technology compares prices and cover directly from leading providers. We also have experts just on the other side of the phone to discuss your individual needs.

Our service is completely free and there’s no pressure to take out a policy. We’re 100% independent and FCA regulated, meaning you can proceed with confidence.

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