Last updated: 05 February 2021
But like all important tasks, putting things off can only lead to a hurried dash to the finish line, resulting in more hurdles than you'd like.
And these hurdles won't just trip you up, they will get in the way of your loved ones' finances and futures as well.
There's no avoiding it - a funeral is a costly event.
Only 25% said in a recent survey that they have put money aside specifically to pay for their funeral*, often leaving their loved ones to pick up the short fall.
It will be hard enough for your family to cope with your death, imagine if they had to worry about money too, it would be devastating.
According to independent research, the average cost of a funeral is around £4,417*, which is a bill you don't want to leave with your loved ones.
A funeral plan can help protect you and your family from this.
Funerals are expensive, but this isn't new news. A big price tag doesn't mean that you need to arrange one within the next hour, right? Well, like we said before, procrastination is not always a good idea. These costs have been going up - In the last 10 years, funeral costs increased at an approximate rate of 62%*.
How can you avoid these ever-rising costs? By arranging a funeral plan.
By arranging your plan now, you can lock yourself in at today's price. This means that, even if you are decades away from the ceremony, you won't have to worry about the looming - and ever-increasing - costs for your family.
This all sounds nice, but what are the logistics?
Rather than dropping one large sum of money, you can pay a monthly fee. Some even cost as little as 45p a day**. And with these rates frozen in time from the moment you set up your plan, you shouldn't have to worry about any extra charges.
This money is slowly accumulated over time to cover your funeral costs.
And if you're at all worried that you won't be eligible - put those worries aside. As long as you're over the age of 50, acceptance is guaranteed.