How Will Coronavirus Effect My Life Insurance | QuoteSearch
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How will Coronavirus effect my life insurance?


Becky Simmonds,
25 April 2022

Reading time: 5 minutes

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As we know the coronavirus pandemic has had huge impact on ‘normal life’ and has caused us all to re-evaluate what is important to us. Naturally many of us are worried about how the pandemic could affect our families and how best protect our loved ones.

Life insurance is one of the easiest ways to do this as it pays out an amount of money if you die while covered, that can help and support you family and loved ones. However, with the uncertainty Covid-19 has brought, it's important to know how this can affect your life insurance policy and the effect on your loved ones' should the worse happen.

Is there Insurance for coronavirus?

No, there isn't a specific insurance that is designed for the coronavirus (at the time of publication). However, Life insurance will usually cover death caused by any condition. It's always worth checking what your policy does and doesn't cover, as some providers will offer cover for different medical conditions and some may include or exclude certain illnesses or diseases.

Will my life insurance pay out for coronavirus?

Life insurance is designed to pay out a sum of money if you pass away during the term of your policy. If a claim has to be made and it's as a result of coronavirus, then it would be treated and handled like any other life insurance claim. Any payout would still be subject to the usual terms and conditions of that particular provider.

Can I still buy Life Insurance?

Yes, you can. Despite disruptions to working environments, providers are still accepting policies and life insurance specialists are working and ready to provide you with quotes tailored to your needs. If you want to get your free quote now on your Life Insurance policy click here.

How soon can I claim on my policy?

If you were to die from the coronavirus and your life insurance is in place when you pass away, then the insurers claims process can started by the person making the claim. However, If you were to develop coronavirus and survive, then your life insurance will not pay out.

Despite a turbulent year, QuoteSearch will ensure that protecting your family is as simple as 1,2,3. Which is why it only takes a short form, (and only a few minutes) to get your quote.

Keep your loved ones' protected with a Life insurance policy you can rely on.

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